Licensing and Disclosures

Company Information

Home Loans Inc: Jason Sharon, Mortgage Broker

2557 Ashley Phosphate Rd

North Charleston, SC 29418

Phone: (843) 569-7283

Email: [email protected]

Website: homeloansinc.com

Jason Sharon, Broker/Owner

NMLS Individual License: #1281448

Company NMLS: #1728740

NMLS Consumer Access: To verify our licensing information visit www.nmlsconsumeraccess.org and search NMLS #1728740.

Home Loans Inc. is licensed to originate residential mortgage loans in the following states:

ALABAMA - Alabama State Banking Department, Mortgage Broker License #22720

FLORIDA - Florida Office of Financial Regulation, Mortgage Broker License #MBR 3412

GEORGIA - Georgia Department of Banking and Finance, Georgia Residential Mortgage Licensee #69305

IOWA - Iowa Division of Banking, Mortgage Broker License #1728740

MISSISSIPPI - Licensed by the Mississippi Department of Banking and Consumer Finance, Mortgage Broker License #1728740

NORTH CAROLINA - North Carolina Commissioner of Banks, Mortgage Broker License #B-187320

SOUTH CAROLINA - South Carolina Department of Consumer Affairs, Mortgage Broker License #1728740

VIRGINIA - Virginia State Corporation Commission, Mortgage Broker License #MC-7017. Home Loans Inc: Jason Sharon, Mortgage Broker, 2557 Ashley Phosphate Rd, North Charleston, SC 29418, NMLS #1728740

WEST VIRGINIA - West Virginia Division of Financial Institutions, Mortgage Broker License #MB-1728740

Wyoming - NMLS 1728740

NMLS Company #1728740 | NMLS Individual #1281448 (Jason Sharon)

To verify our licenses visit: www.nmlsconsumeraccess.org

Equal Housing Lender Statement

Home Loans Inc. is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. All mortgage loan applications are considered without regard to these characteristics.

As a condition of doing business, Home Loans Inc. complies with all applicable federal and state fair lending laws including the Fair Housing Act and the Equal Credit Opportunity Act.

Virginia Borrowers - Required Disclosure

VIRGINIA BORROWERS: Refinancing your existing mortgage loan may reduce your monthly payment, but may result in higher total finance charges over the life of the loan.

Home Loans Inc. is licensed in Virginia as a Mortgage Broker, License #MC-7017. NMLS Company #1728740. www.nmlsconsumeraccess.org

Virginia Anti-Flipping Notice: Virginia Code Section 6.2-1614(7) prohibits refinancing a mortgage within 12 months of origination unless it is demonstrably in the borrower's best interest.

Consumer Complaints - South Carolina

If you have a complaint about a mortgage broker or loan officer licensed in South Carolina, you may contact:

South Carolina Department of Consumer Affairs

293 Greystone Blvd, Suite 400

Columbia, SC 29210

Phone: (803) 734-4200

Website: consumer.sc.gov

Home Loans Inc. NMLS #1728740 is licensed and regulated by the South Carolina Department of Consumer Affairs.

General Disclosures

Interest Rate Disclaimer: Interest rates and loan terms are subject to change without notice. Rates quoted are not guaranteed and are subject to credit approval, income verification, and property appraisal. Not all applicants will qualify for all loan programs.

No Guarantee of Approval: Nothing on this website constitutes a guarantee or promise of loan approval, specific interest rates, or specific loan terms. All loan applications are subject to underwriting review and lender approval.

Third Party Links: This website may contain links to third-party websites. Home Loans Inc. is not responsible for the content, privacy policies, or practices of any third-party websites.

Privacy Policy: For information about how we collect, use, and protect your personal information, please review our Privacy Policy at homeloansinc.com/home-loans-inc-privacy-policy.

Terms and Conditions: Use of this website is subject to our Terms and Conditions available at homeloansinc.com/home-loans-inc-terms-and-conditions.

TCPA Consent: By submitting any form on this website, you consent to be contacted by Home Loans Inc. by phone, text, or email regarding mortgage products and services. Message and data rates may apply. Consent is not required to obtain a loan.

Affiliated Business Disclosure: Home Loans Inc. may refer clients to third-party service providers including but not limited to real estate agents, title companies, insurance agents, and appraisers. These referrals do not constitute an endorsement and clients are free to choose their own service providers.

NMLS Consumer Access

To verify the licensing status of Home Loans Inc. or any of our loan officers, visit the Nationwide Multistate Licensing System and Registry Consumer Access website at:

www.nmlsconsumeraccess.org

Search by:

Company NMLS: 1728740

Individual NMLS (Jason Sharon): 1281448

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COMPANY

NMLS: 1281448 | COMPANY NMLS: 1728740

Home Loans Inc: Jason Sharon, Mortgage Broker |

2557 Ashley Phosphate Rd,

North Charleston, SC 29418 |

(843) 569-7283 | www.homeloansinc.com

CUSTOMER CARE

Equal Housing Lender

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