Veteran-owned · North Charleston, SC
A mortgage broker works for you, not the bank.
We shop dozens of lenders to find the right loan, and we never charge junk fees.
- ✓$0 application, processing, and admin fees
- ✓We shop dozens of lenders. You pick the right fit
- ✓Licensed in 10 states: SC, NC, VA, WV, FL, GA, AL, IA, WY, MS
- ✓Veteran-owned and operated since 2018
HOME LOANS INC
Jason Sharon, Mortgage Broker
2557 Ashley Phosphate Rd
North Charleston, SC 29418
(843) 569-7283
NMLS #1281448 · CO #1728740
LENDERS SHOPPEDDOZENS
LOAN PROGRAMSVA / FHA / CONV+
YOUR OFFICERJASON, 1:1
TYPICAL CLOSE25-35 DAYS
APPLICATION FEE$0.00
PROCESSING FEE$0.00
ADMIN FEE$0.00
JUNK FEES TOTAL$0.00
*** THAT IS NOT A TYPO ***
WE DO NOT CHARGE JUNK FEES
WE DO NOT CHARGE JUNK FEES
At a bank, these line items add up. Here, they are zero.
READ THE FULL BROKER VS BANK COMPARISON →
LICENSED: SC NC VA WV FL GA AL IA WY MS
THANK YOU FOR SHOPPING SMARTER
THANK YOU FOR SHOPPING SMARTER
Shop by loan type
Every program, one broker.
Browse loan types the way you would a catalog. Pick a category to see what you qualify for.
$0 downPhoto
VA Loans
For active-duty, veterans, and eligible spouses. No PMI.
View VA loans
3% downPhoto
Conventional
The standard for buyers with established credit.
View conventional
AssistancePhoto
First-Time Buyer
Low down payment options and assistance programs for your first home.
View first-time loans
Rate · Cash-outPhoto
Refinance
Replace your current loan, shorten your term, or tap equity.
View refinancing
Investor termsPhoto
Investment Properties
Finance rentals, flips, and multi-unit properties with investor-friendly terms.
View investor loans
Bank-statementPhoto
Self-Employed
Qualify using bank deposits instead of tax returns. Built for 1099 and business owners.
View self-employed
Get pre-approved
Make an offer the seller takes seriously.
A verified pre-approval letter strengthens your offer and tells you exactly what you can afford.
Start your pre-approvalPhoto: handshake / keys / signed letter
429+
Homeowners helped
5.0 ★
Google rating
10
States licensed
Before you reach out
Questions, answered.
What does a mortgage broker do differently than a bank?+
A mortgage broker is an independent intermediary who shops your loan across dozens of wholesale lenders. A bank can only offer its own products. Because we work on volume across multiple lenders, we can often find more competitive terms, and we never charge application, processing, or admin fees.
What does it cost to work with Home Loans Inc?+
We charge zero junk fees: no application fee, no processing fee, no admin fee. Our compensation comes from the lender, not from you. The total cost of your loan (including lender fees, title, appraisal, and prepaid items) will be clearly disclosed before you commit to anything.
Do I need to be a veteran to work with you?+
Not at all. While Jason Sharon is a veteran and Home Loans Inc specializes in VA loans, we serve all borrowers: first-time buyers, investors, self-employed borrowers, and anyone looking to refinance. We are licensed in ten states: SC, NC, VA, WV, FL, GA, AL, IA, WY, and MS.
How long does it take to close?+
Most conventional and VA purchases close in 25 to 35 days from contract. Refinances are often faster. Because a broker has fewer internal layers than a bank, your file moves through underwriting more efficiently. Timeline varies by loan type, property, and borrower scenario.
What do I need to get started?+
A quick phone call or online application is enough to begin. We will review your goals, pull your credit (soft pull for the initial conversation), and walk you through your options. To move forward with a formal pre-approval, we will need recent pay stubs, W-2s or tax returns, bank statements, and a valid ID.
Can I apply from out of state?+
Yes. Home Loans Inc is licensed in SC, NC, VA, WV, FL, GA, AL, IA, WY, and MS. We handle the entire process remotely, from application through closing, with digital documents and e-signatures. You will work directly with Jason regardless of where the property is located within our licensed states.
Ready to skip the bank?
Let us shop the loan for you.
Home Loans Inc: Jason Sharon, Mortgage Broker
2557 Ashley Phosphate Rd, North Charleston, SC 29418