A mortgage broker who works for you, not the bank.
We shop 50+ wholesale lenders to win your home loan, charge $0 junk fees, and put a real person in your corner from application to closing.
- ✓$0 application, processing, and admin fees
- ✓We shop 50+ wholesale lenders. You get the right fit
- ✓Every loan program: VA, FHA, conventional, jumbo, and more
- ✓Local Charleston broker, application to closing
✓ No credit pull to get started. Free, no-obligation review.
WE DO NOT CHARGE JUNK FEES
THANK YOU FOR SHOPPING SMARTER
Every program, one broker.
A bank can only sell its own loans. We shop 50+ lenders across every program below and bring you the one that fits. Pick a category to see what you qualify for.
VA Loans
For active-duty, veterans, and eligible spouses. No down payment, no PMI.
View VA loansFHA Loans
Lower down payment and flexible credit guidelines for buyers building toward a home.
View FHA loansConventional
The standard for buyers with established credit. Drop PMI as you build equity.
View conventionalFirst-Time Buyer
Low down payment options and down-payment assistance for your first home.
View first-time loansRefinance
Replace your current loan, shorten your term, or tap equity.
View refinancingHELOC
Borrow against your home equity for renovations, debt, or big expenses.
View HELOCInvestment Properties
Finance rentals, flips, and multi-unit properties with investor-friendly terms.
View investor loansJumbo Loans
Financing above conforming limits for higher-priced Lowcountry homes.
View jumbo loansSelf-Employed
Qualify using bank deposits instead of tax returns. Built for 1099 and business owners.
View self-employedA Navy veteran in your corner.
Home Loans Inc was founded in 2018 by Jason Sharon, a Navy veteran and former nuclear engineer who got tired of watching big banks stack junk fees on the families that could least afford them. For 8+ years he has personally guided hundreds of Lowcountry families to the closing table.
When you call, you reach Jason, not a call center. He shops your loan across 50+ wholesale lenders, explains every line of the offer in plain English, and stays on your file from application through the day you get the keys.
Trusted by hundreds of Lowcountry families.
Jason knows his stuff! We highly recommend him for your mortgage needs! He responds timely, provides information you didn't know you needed, puts the client needs first, and makes common sense adjustments throughout the entire process.
Jason and his team did an amazing job for me. They communicated often and made the entire mortgage process smooth and efficient. I can genuinely say that they are honest, trustworthy and strive to provide the best service possible to their clients.
Jason has been awesome since the beginning. He has been communicative, professional, KNOWLEDGEABLE, and honest. I am very happy with all my services so far, and I recommend UWM!
Win the home. Make an offer sellers take seriously.
In a competitive Charleston market, a verified pre-approval letter is what gets your offer accepted. We tell you exactly what you can afford and put real underwriting strength behind your bid.
Start your pre-approvalServing Charleston and the Lowcountry.
A local broker who knows the flood zones, loan limits, and neighborhoods. Licensed in 10 states for buyers near and far: SC, NC, VA, WV, FL, GA, AL, IA, WY, and MS.
Questions, answered.
What does a mortgage broker do differently than a bank?+
What does it cost to work with Home Loans Inc?+
Do I need to be a veteran to work with you?+
How long does it take to close?+
What do I need to get started?+
Can I apply from out of state?+
Let us shop the loan for you.
Home Loans Inc: Jason Sharon, Mortgage Broker
2557 Ashley Phosphate Rd, North Charleston, SC 29418