Home Loans Inc is BBB Accredited with an A+ Rating
Home Loans Inc is a BBB Accredited Business rated A+, the Better Business Bureau’s highest mark, and for a mortgage that means your broker has met BBB standards for honesty, fee transparency, and answering complaints in writing - the exact behaviors that protect you in a six-figure transaction. Verify the seal below, then talk to a veteran-owned broker who earns it on every file.
What BBB Accreditation and an A+ rating actually mean
BBB Accreditation is not a sticker a business buys and forgets. To be accredited, a company has to apply, be vetted, and then keep meeting the BBB’s Standards for Trust: advertise honestly, tell the truth, be transparent about who it is and what it charges, honor its promises, and respond to and resolve customer complaints in good faith. Home Loans Inc holds that accreditation and currently carries an A+ rating, the top of the BBB’s A+ to F scale.
The letter grade is the part most people skim past, so here is what it is built from. BBB calculates a rating using a set of weighted factors: the business’s complaint history (how many, how serious, and crucially whether they were resolved), the type of business and its time in operation, transparency about ownership and contact details, and whether the company responds to BBB on time. An A+ means the complaint record is clean or fully resolved and the business answers - it is a measure of how a company behaves when something goes wrong, not just when everything is smooth.
That distinction is the whole point of checking. Anyone can look polished on a good day. The BBB rating tells you how a business handles the bad day, which is exactly the day you want a mortgage broker who picks up the phone.
Why a BBB rating matters more when you are choosing a mortgage broker
A bad restaurant costs you a meal. A bad mortgage costs you for thirty years. A home loan is one of the largest and longest financial commitments most people ever sign, and the broker sits in the middle of your money, your credit, and your closing - which is exactly why a third-party trust check matters more here than almost anywhere else you spend.
It is a YMYL decision
Mortgages are a Your-Money-Your-Life decision: the stakes are high and the fine print is dense. An accredited, A+ broker has been independently vetted for honesty and transparency before you ever hand over a pay stub or a Social Security number.
Junk-fee protection
BBB standards require honest advertising and clear disclosure of terms and costs. That maps directly onto the number-one mortgage complaint: surprise junk fees that appear at closing. A broker accountable to the BBB has agreed to be transparent about what you pay.
Complaint handling on record
The rating reflects whether a business actually responds to and resolves complaints. With a mortgage, your worst case is being stuck mid-process with someone who stops answering. An A+ record is documented evidence that does not happen here.
We earn the rating on every loan, not just the application.
How we earn the A+ on every single file
A rating is a snapshot of past behavior. Here is the behavior behind ours - the things we do on every loan that keep the complaint column empty and the accreditation intact.
$0 junk fees
No application fee, no processing junk, no padded lender charges added on at the end. You see the costs up front, and the number you are quoted is the number that shows at closing. Transparent pricing is not a marketing line here, it is what BBB accreditation requires of us.
We shop, you save
As a broker we put your file in front of 50+ wholesale lenders on a single application, then bring you the strongest offer instead of selling one bank’s shelf. More competition for your loan is structurally on your side.
A real human, start to finish
You work with the same person from application to the closing table, not a call-center queue and a ticket number. When a question comes up at 7pm before a closing, you reach someone who knows your file by name.
Veteran-owned precision
Founder Jason Sharon is a U.S. Navy veteran and former nuclear engineer; that discipline shows up as a clean, accurate file and a process that does not surprise you. NMLS #1281448, company NMLS #1728740.
We answer, fast
The BBB rating rewards businesses that respond. We treat every question and every concern the same way: promptly and in writing, so nothing important lives only in a memory of a phone call.
Local accountability
We are a Lowcountry business with a real North Charleston address and 8+ years of files closed in this market. Reputation is not abstract when your clients are your neighbors.
The official BBB seal: verify our A+ accreditation in one click
Do not take our word for it - that is the entire point of an independent rating. The seal below is the official, live Better Business Bureau seal. Click it and it opens our real BBB Business Profile, where you can read the current rating, the accreditation status, and any complaint activity straight from the BBB, not from us. Right beside it is our live Google review record, so you can cross-check our reputation across two independent sources before you ever call.
★ 5.0 · 430 Google reviews
Rated 5.0 by Lowcountry families.
Jason knows his stuff! We highly recommend him for your mortgage needs! He responds timely, provides information you didn't know you needed, puts the client needs first, and makes common sense adjustments throughout the entire process.
Jason and his team did an amazing job for me. They communicated often and made the entire mortgage process smooth and efficient. I can genuinely say that they are honest, trustworthy and strive to provide the best service possible to their clients.
Jason has been awesome since the beginning. He has been communicative, professional, KNOWLEDGEABLE, and honest. I am very happy with all my services so far, and I recommend UWM!
Talk to a BBB A+ accredited mortgage broker
Home Loans Inc: Jason Sharon, Mortgage Broker
2557 Ashley Phosphate Rd, North Charleston, SC 29418
BBB accreditation, frequently asked
Put an accredited, A+ broker on your loan
A rating earns the call; the work earns the close. If you want a mortgage broker who has been independently vetted for honesty and who answers when it counts, book a call or apply now. You will work directly with Jason Sharon, NMLS #1281448 (company NMLS #1728740), 8+ years originating in the Lowcountry - not a call center.