Refinance

>> Refinance

Not ready for a sizable down payment? There are options that can make you a home owner with a low down payment.

Deciding on how much money to use as a down payment can be confusing. Home Loans INC. is here to help. The route for each buyer or investor depends on their situation and personal preferences.

Reasons to consider a mortgage refinance:

  • Reduce your monthly mortgage payment: Mortgage rates are still very low. A refinance with Home Loans INC. may help you lower payment and possibly save you money.

  • Consolidate high interest debt: You could pay off those higher-interest debts by refinancing with a lower rate. Even with less-than-perfect credit, we can help you lower your monthly payment and pay off your higher-interest debt. By consolidating your payments into one low monthly payment, you can pay less each month, lower your debt, and improve your credit score.

  • Pay Off Your Mortgage Faster: The shorter the term on your mortgage, the lower your mortgage rate. Did you know that you may be able to
    take advantage of today’s competitive rates by shortening the term of your loan (which means paying less interest) without a significant change in your monthly payment?

When to Refinance Your Mortgage?

We offer information on a variety of mortgage refinancing rates and options. When you are ready to take the next step, contact Home Loans INC.

We can advise you on which mortgage refinancing program meets your needs.

What are your goals? Everyone is unique, request your personalized rates and fees.